AI Coding Agent Cost Calculator

Yes - GitHub Copilot Pro is still $10/month for individuals. What changed is what that $10 buys: since June 1, 2026 GitHub replaced premium-request counting with token-metered 'GitHub AI Credits,' so heavy agentic use inside that $10 plan can burn through the included $15/month credit allowance faster than the old system did.

Cursor's $20 Pro plan includes a pooled usage credit, but once you exceed it, extra usage bills at usage-based rates with no flat overage price published. Between June 16 and July 4, 2026 this produced a wave of billing-shock complaints - including one widely shared case of a $28/month plan turning into roughly $500 in three days - before Cursor issued a public apology and refunds for that window.

No. Claude Code shares one usage pool with Claude chat on your Pro or Max plan, gated by a rolling 5-hour window and a weekly cap. Anthropic does not publish the exact number of prompts or tokens included - only that Max plans give roughly 5x or 20x the Pro allowance.

Cognition acquired Windsurf in December 2025. On March 19, 2026 its Pro plan rose from $15 to $20 and quotas were replaced with credits; on June 2, 2026 Windsurf was rebranded to Devin Desktop and windsurf.com/pricing now redirects to devin.ai/pricing. The Windsurf brand no longer has an independent price.

Use the calculator above with Team size set to 5 - it recalculates live for whichever tools and usage intensity you pick. As a rule of thumb: for light, autocomplete-heavy teams GitHub Copilot Pro at $10/seat is usually the cheapest headline price; for daily agentic use, expect Cursor Pro, Claude Pro, or Codex Plus to land in a similar $20/seat range before overage.

Only if you already have an active subscription. AWS announced end-of-support on April 30, 2026 and blocked new Free and Pro signups on May 15, 2026. The newest Claude models are now Kiro-exclusive, and Kiro is AWS's official successor product.

It depends on the model and how heavy your usage is. For daily-driver use, our token estimates put deepseek-v4-flash at roughly $3-7/month and GLM-4.7 at roughly $14-31/month - both cheaper than the Claude Pro subscription's flat $20/month, though Claude Pro has no metered overage on top of that flat fee. Pricier coding-tuned models like Kimi K2.7 Code (roughly $23-51/month) or gpt-5.3-codex (roughly $49-107/month) can land at or well above a flat subscription once usage climbs toward the heavy-agentic end of the range - so "cheaper" is model-and-usage dependent, not a blanket yes.

Yes - Cline, Roo Code, OpenCode, and Aider all accept an OpenAI-compatible or vendor-native API key, including Kimi, DeepSeek, Qwen, GLM, Mistral, xAI Grok, Gemini, and Claude. The one catch: some vendor subscriptions (Kimi's paid membership tiers, SuperGrok) are separate credit pools that do not work as an API key for these tools - you need a dedicated API key from the vendor's developer/platform console, not your consumer app login.

The GLM Coding Plan from Zhipu/z.ai is a flat-rate subscription - $18/month for the Lite tier, with promo pricing sometimes closer to $12.60 - that officially plugs into Claude Code, Cline, and OpenCode as a backend, giving roughly 80 prompts per 5-hour window (about 400/week). It's a hybrid between a subscription and a raw API key, and unlike the old viral $3/month GLM plan (killed February 11, 2026), it's the current, supported budget option for subscription-style access to GLM's coding models.